Bond funds are assets that diversify your wealth into bonds of various quality, leading to consistent cashflow over time. The risk is limited, and so is the return. But these assets are also considered to be "safe havens" during times of economic tumoil.

1. Vanguard Total Bond Market Index Fund – VBTLX
   Covers the entire U.S. bond market, providing broad diversification and stable returns.
2. iShares Core U.S. Aggregate Bond ETF – AGG
   Tracks a wide mix of investment-grade bonds, offering reliable income with low volatility.
3. PIMCO Active Bond ETF – BOND
   Actively managed fund that seeks higher returns than traditional indexes while managing risk.
4. Schwab U.S. TIPS ETF – SCHP
   Protects your money from inflation by investing in Treasury Inflation-Protected Securities.
5. Fidelity Intermediate Treasury Bond Index Fund – FUAMX
   Offers strong safety through government bonds with moderate interest rate risk and no credit exposure.